The Roth IRA offers more incentives to boost your retirement savings and provides more ways to use your nest egg.

• Pre-taxed, which means deposits can be withdrawn at any time
• Earnings can be withdrawn tax free and penalty free if the account has been open for 5 years and one of the following reasons apply: the owner is age 59 1/2 , the owner is disabled, the owner is deceased, or the funds are for a first time home purchase 
• Age and income limits are more flexible than those found on Traditional IRAs

CVFCU charges no maintenance fees on IRAs.