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Your Dream Loan | Your Community Credit Union is here to make the process of purchasing a home as easy as possible, ensuring that you receive sound lending advice and a good value for your money.
Buying a home is a big decision. Are you ready? Click to view some of the questions you should consider before your purchase.
When You are Ready, Our Mortgage Loan Options Offer:
- Affordable closing costs
- Flexible repayment terms up to 30 years
- Up to 100% purchase financing for qualified borrowers
- Subprime Lending
Adjustable Rate First Mortgage
Ideal for move-up buyers, frequent company relocators or those desiring a significantly lower interest rate and a more affordable payment. CVFCU ARM feature an adjustable rate with a 2% annual cap and 6% lifetime cap.
Fixed Rate First Mortgage
Ideal for first-time home buyers, growing families who need a larger home and retirees who prefer a fixed monthly payment. Features fixed principal and interest payment over the life of the loan up to 30 years. Up to 100% financing for purchases to qualified buyers Up to 95% financing on refinances.
Second Home/Investment Mortgage
A great option for members seeking a vacation home at the beach or in the mountains or even considering buying property for an investment.
So you're ready to apply. What do you need? Click to see what we will need for your application then contact our Mortgage Specialist, Carletha Tweedy, at ext 2213.
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